The blog
Notes on raising money-smart teenagers
Short, practical essays on the money moments that shape a teenager, written for the parents who are there for them.

Protect
Your teenager will meet a scammer before they meet a financial advisor
Young adults report losing money to fraud more often than seniors. Where teens actually encounter scams, the five signals, and how to rehearse skepticism before it is expensive.
By Nandani Kabra · October 29, 2026 · 7 min read

Parenting
Six money conversations to have before your teenager turns sixteen
Courses build skills, but the dinner table is where money attitudes actually form. Six conversations worth having early, and how to start each one.
By Nandani Kabra · October 22, 2026 · 7 min read

Credit
The first credit card offer your teenager receives will be a bad one
The welcome envelope arrives at eighteen, sometimes earlier. What the fine print hides, what the numbers really are, and what to teach before it lands.
By Nandani Kabra · October 15, 2026 · 7 min read

Policy
Why 39 states now require financial literacy to graduate
Personal finance has gone from elective to graduation requirement across most of the United States. What the mandates actually say, why they passed so fast, and the full list of states.
By Nandani Kabra · October 8, 2026 · 8 min read

Investing
Why fifteen is the right age to start investing
Compound growth rewards early starts more than large ones, which makes the teenage years the best time to understand investing. Concepts first, not accounts.
By Nandani Kabra · October 1, 2026 · 7 min read

Credit
What a credit score really measures
A credit score is not a measure of wealth or income. It answers one narrower question, and understanding it before eighteen changes the first adult money decisions.
By Nandani Kabra · September 24, 2026 · 6 min read

Earning
The first paycheck is a classroom
A first paycheck is the best money lesson a teenager will ever hold, if someone sits down and reads it with them. A parent's guide to gross pay, withholding and the questions worth asking.
By Nandani Kabra · September 17, 2026 · 6 min read
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